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8 Best Workers’ Compensation Insurance Companies

The best workers’ compensation insurance companies provide more than just excellent coverage. They seek to train employers on safety and make the process of buying and paying for workers’ compensation insurance easy. We reviewed several top-rated workers’ compensation carriers and selected the best eight: The Hartford: Best overall for worker’s comp Travelers: Best for businesses with travel and dealings outside the United States biBERK: Best for quick online coverage Chubb: Best in providing return-to-work program assistance Liberty Mutual:* Best for one-stop shopping CyberPolicy: Best for time-strapped business owners who want comparison shopping AmTrust Financial: Best for providing workers’ compensation coverages tailored to small businesses regardless of industry EMPLOYERS: Best for businesses with fluctuating payrolls The Hartford: Best Overall Workers’ Compensation Insurance Company The Hartford is an industry leader for workers’ compensation insurance that integrates its servic...

What To Do If You Are Not Happy With Your Workers’ Comp Doctor?

Dealing with the recovery after getting injured at work can be a long and challenging process. One of the essential parts of this process is finding a doctor to diagnose and treat your injuries. Sometimes, though, your recovery can become more complicated if your physician seems to be unwilling to help you or to be just plain rude and unfriendly. Many patients wonder if they are stuck with the initial workers’ comp doctor they choose if they are unhappy with treatment. The good news is there are a few things you can do if you encounter a workers’ comp physician you feel is dismissive or ill-mannered towards you. What Should I Expect from a Workers’ Comp Physician? A workers’ compensation physician is just like any other doctor in that he or she has the primary purpose of diagnosing and treating patients. As a patient, you should expect doctors to be courteous, professional, and listen to your concerns with care. Whether these doctors are chosen by the patient or by the workers’ compens...

DWC FAQs For Employees

In addition to the FAQs below, employees may call 1-800-736-7401 to hear recorded information on a variety of workers' compensation topics 24 hours a day. Employees may call a local office of the state Division of Workers' Compensation (DWC) and speak to the Information and Assistance (I&A) Unit for help during regular business hours, or attend a free seminar for injured workers. Fact sheets and guides on a variety of topics can be found on the I&A Unit's Web page. Topics covered in this FAQ include: The basics About employer responsibilities About medical care Temporary disability benefits Permanent disability benefits Returning to work About navigating the workers' comp system About the basics: Q. What is workers' compensation? A. If you have a work-related injury or illness, your employer is required by law to pay for workers' compensation benefits. You could get hurt by: One event at work, such as hurting your back in a fall, getting burned by a chem...

What Not To Say To Your Workers' Comp Doctor

If you claim workers’ compensation benefits in South Carolina, you will be required to see a doctor approved by your employer to treat your injury or illness. He or she will have a great deal of influence over your claim and benefits. For example, the physician of record on a claim determines when the workers’ comp recipient has recovered enough to return to work. It is easy to damage your claim if you do not follow the directions of the doctors and attend all follow-up appointments. Many states require workers’ comp recipients to see assigned medical professionals. Over our 50 plus years of practice in South Carolina, our workers’ compensation attorneys at Joye Law Firm have worked with clients who have made mistakes that have led to reduced benefits and other complications. Below we look at some missteps to avoid when treated by a workers’ comp doctor. 7 Mistakes Not to Make When Dealing with Your Workers' Comp Doctor If your workers’ comp claim is disputed at any point, you may ...

6 Smart Moves To Claim Your Arizona Workers Compensation Benefits

If you got injured at work, you are entitled to receive workers' compensation benefits until you are ready to return to work. To minimize the chances of being wrongfully denied benefits, Arizona workers compensation doctors share a few tips that you should follow. Report the Injury as Soon as Possible Workers' compensation requires you to report work related injuries immediately with workers compensation doctors such as those at Arizona Injury Medical Associates. Failure to immediately report the injury may not completely bar you from the claim but insurers will generally deny a late claim. At the same time, report your injury immediately to a supervisor too. That will increase your chances of getting benefits as soon as you need them. Get Medical Treatment If you get hurt at work, make an appointment with workers compensation doctors at Arizona Injury Medical Associates. Insurers often assume that if you did not seek medical attention immediately, you weren't that hurt. Ar...